Apply Now
Step 1: Watch this Video
States I Can Assist You In:
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Alabama (AL)
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Alaska (AK)
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Arizona (AZ)
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California (CA)
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Colorado (CO)
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Connecticut (CT)
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Delaware (DE)
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District of Columbia (DC)
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Florida (FL)
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Georgia (GA)
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Hawaii (HI)
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Idaho (ID)
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Illinois (IL)
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Maryland (MD)
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Michigan (MI)
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Minnesota (MN)
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Nebraska (NE)
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Nevada (NV)
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New Jersey (NJ)
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North Carolina (NC)
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Ohio (OH)
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Oklahoma (OK)
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Oregon (OR)
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Pennsylvania (PA)
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Rhode Island (RI)
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South Carolina (SC)
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Tennessee (TN)
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Texas (TX)*
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Utah (UT)
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Virginia (VA)
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Washington (WA)
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Wisconsin (WI)​
*I am officially licensed in Texas (TX) as a Mortgage Loan Officer, however, with the help of my brokerage, I can help out in all of the above states!
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Contact Me:
Email: davidjamesinvestllc@gmail.com
Phone: (888) 550-2928
Step 2: Choose Your Path:
Guided
Experienced
Below is a link to a video playlist where I walk you through the entire application process to help make your experience as smooth as possible!
Important Items to Prepare:
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Get familiar with your current credit scores and overall credit situation. If you haven't already reviewed your free credit report for the year (which is federally regulated), you can do so on this official site​.
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Applying for a mortgage WILL involve a hard credit pull early on, so I HIGHLY recommend, 5 days before you apply, to opt out of and reduce 'trigger leads' (advertising that will target those who just pulled their credit) by going to this site. (It takes 5 days for your request to process.)
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2 years of work history (W2s, K1s, 1099s, etc.)
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If you have any gaps in your work history (unemployment), be ready to explain what happened (major kudos if you write this up in a letter ahead of time).
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All information about your assets
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Stuff you own of value (bank accounts, real estate, cash, retirement accounts, stocks, bonds, etc.)​
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All information about your liabilities
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Stuff you owe money on at the moment (mortgages, credit cards, loans, etc.)​​​​
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*See below for items you should prepare and then continue to step 3 to schedule a meeting with me to review your loan options!