
Welcome!
Here at David James Investments LLC, where we are all about financial education! My primary goal is to educate you as much as possible, ensuring that every step of your financial education is guided by integrity and expertise.
I believe in building lasting relationships, which is why I'm committed to being your financial educator for as much as I can. Whether you're exploring refinancing options, considering investment properties, or seeking financial information, I'm here to teach you as much as I can. Welcome to a world where your financial goals are the priority!


Hi! I'm David Dowd.
NMLS# 2563525
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I am a loan officer with two decades of delivering exceptional customer experiences. My goal is to ensure you understand finances and see the benefits of understanding how to use money well. Let me be your trusted guide—it's a blessing to have this opportunity!
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David is a Xinnix Certified Originator!
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-What does XCO mean?
XCO stands for XINNIX Certified Originator. This prestigious designation is held by less than 1% of all loan officers nationally. It reflects my extensive training at XINNIX, the nation’s premier mortgage academy. My training covered mortgage industry knowledge, sales training, and business skills totaling over 300 hours of intensive course study.
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-Why XCO matters for my mortgage needs?
Doing business with an XCO graduate ensures you are dealing with a professional loan officer who strives to build a relationship. They get to know you by asking questions to determine your needs and ultimately recommend the right solutions, keeping your financial goals and best interest in mind.
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Learn more at https://www.xinnix.com/originator